Truck/Automobile premium is made up of a number of different factors from the make and model to the gross vehicle weight. Vehicle use matters too, and where the vehicle is kept at night impacts the cost. It pays to drill down and examine the details. An auto or truck incorrectly rated can cost you unnecessary premium dollars and over a large fleet that can be considerable.
For your employees who are driving their personal cars or trucks in your business the fleet policy should give consideration to their exposures. What happens if you are hit by an uninsured motorist and seriously injured? Your policy can cover that too. What if you have an accident and lose the use of your vehicle? Your policy can pay for a rental while you replace or repair your damaged vehicle. Your policy can also pay for towing whether it is a car or truck. Borrowing a vehicle from someone or maybe renting an extra vehicle, your policy can automatically cover that vehicle as if it were owned by you.
Standard insurance policies can offer varying insurance coverages as they differ from insurance company to insurance company. Our team will ask you the right questions to make sure that you purchase the right coverage for your needs so your insurance will work for you when you need it.
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