“In Union There is Strength”
Carolyn is a founding partner of M. Adams & Associates, Inc. and started the company in 1991. She has grown the company with a focus on Construction and Energy insurance and Surety programs. Her expertise in the insurance industry is cultivated through personal and professional opportunities from a strong presence in construction associations to continuing education.
Carolyn is a graduate of Middlesex County College and holds the Certified Insurance Counselor (CIC) designation as well at the Construction Risk Insurance Specialist (CRIS) designation. She was awarded the Jack R. Bagwell, CIC fellowship for International Insurance Award in 1993, the New York Professional Women in Construction (PWC) Salute to Women of Achievement Business Leadership Award in 2014, and was named Top 25 Leading Women Entrepreneurs (LWE) in 2016. She served on the Board of Directors and as President for the NJ Professional Women in Construction (PWC) from 2013-2016. She is a member and certified volunteer for the NJ Sharing Network, an organization devoted to the sharing of human tissue and organs. She is a member of the Polycystic Kidney Disease Foundation, an advocacy and support group for those who have PKD.
Michael Pugaczewski is the Chief Executive Officer of M. Adams & Associates,Inc. and one of the founders. He has worked in the insurance industry since 1975 working with insurance companies and international brokers until starting the company in 1991.
Mike specializes in manufacturing, energy suppliers and construction risks. Insured operations are domestic as well as foreign from Chinese manufacturing exposures to construction operations as far away as Turkey.
Mike is a graduate of Rutgers University and holds the Certified Insurance Counselor (CIC) designation from the National Alliance of Insurance Education. In 2009 he was designated an Energy Risk Innovator by Risk and Insurance magazine. He is a member of several construction service organizations.
Corine graduated Seton Hall University with a degree in Psychology and then attended John Jay College for Criminal Justice graduating with a Master’s Degree in Forensic Psychology. She started working for M. Adams & Associates, Inc. in 2007 as an Assistant Customer Service Representative. She now has the responsibility of handling client accounts with the title of Account Manager. Corine holds the Certified Insurance Service Representative (CISR) designation and the Construction Risk Insurance Specialist (CRIS) designation.
Susan is a graduate of the City University of New York, College of Staten Island where she obtained her Bachelor’s Degree in Accounting. She has a solid background in customer service and accounting. She previously handled client accounts calculating investment performance, management fees and monitored accounts for asset mix and changes.
She works closely with the team performing customer service tasks, account reconciliations and bookkeeping. She is currently studying for the New Jersey Insurance license exam.
Debbie oversees our company financial data and compliance by maintaining accurate books on accounts payable and receivable, payroll, and daily financial entries and reconciliations. She performs daily accounting tasks such as monthly financial reporting, general ledger entries, and records payments and adjustments. Debbie joined our team in February 2021 and we are excited to have her on board.
Debbie is a graduate of Middlesex County College and has completed a series of CE courses at Rutgers University School of Business in Accounting, Finance, and Business Administration.