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Insurance and Risk
Management Solutions

We specialize in risk analysis for all aspects of business operations from fire and allied lines, product liability, business interruption, automobile fleet, pollution, surety bonding, and life and group health benefits coverage. We also offer financial and management insurance including fiduciary liability, directors & officers’ liability, employment practices liability, cyber liability and personal lines insurance for high valued homes and estates.

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Insurance Solutions for your Business

M. Adams & Associates, Inc. provides insurance products and services to construction, commercial and industrial companies designed to reduce expenses, improve cash flow, and eliminate or reduce threats to working capital, profits and assets. This allows our clients to implement their business strategy and achieve their goals.

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Risk Management Solutions

We offer Risk Management Solutions to assist our clients in mitigating threats to their assets and the work process so the client can employ their business strategy and achieve their objectives. We do this by identifying and analyzing loss exposures and taking steps to minimize the financial impact.

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Surety Bonds

Get bonds when you need them by working with a seasoned broker that knows the surety business. We will help you reach your goals and grow your business. Our agency writes contract bonds including bid bonds, performance and payment bonds, subdivision/site improvement bonds, and license/permit bonds.

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These are assets you own that carry out your business on a daily basis that include cars, trucks, vans, and some types of mobile equipment. Coverage for your fleet includes liability, physical damage, hired and non-owned auto liability, rental reimbursement, towing, etc. Every company’s fleet is unique to their operations. Our experienced staff will design a policy for your company at a competitive price with the essential elements of coverage that you need to run a successful business.

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When you own a high valued home, you need extra protection with a quality company. M. Adams & Associates, Inc. has partnered with insurance companies that specialize in comprehensive policies designed for fine homes. Coverage and services are far superior than standard homeowners' policies and we can negotiate premium insurance protection for you and your family to help you safeguard your assets at a competitive price.

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Group Insurance Benefits

Group Health Insurance Benefits can be expensive for your business. Offering coverage to your employees is a major decision so make sure you purchase a plan that works for you. There are many different options available and we have a division that can present them to you tailored to your specific needs. We can also include Vision and Dental at surprisingly low rates. Revamp your 2020 benefits and help your business run smoother.

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No matter what point you are at in your life, being insured is the most important thing you can do to ensure you and your family’s safety. As much as we wish we could control outside forces, we can’t, and sometimes that can be costly. When unforeseen circumstances happen, make sure you are covered by taking advantage of life insurance today.

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Experienced and Friendly

Provide Best Options

Meet Your Needs

Always Available


With our several qualified providers to choose from, you will be sure to find the right coverage you need for any point in your life.